In the face of global fragmentation, insurers are pillars of resilience in a world of polycrisis

The 12th edition of the Future Risks Report, the product of the AXA and Ipsos partnership, reveals an unprecedented surge in the sense of fragmentation and vulnerability in the face of global risks. In this context, AXA, a global insurance leader, calls for turning uncertainty into action by accelerating the emergence of concrete solutions and by strengthening prevention.

A fragmented world: when crises erode trust

This edition of the Future Risks Report confirms a worrying trend: 93% of the global population perceive a growing number of crises (up 3 percentages points from 2024), with a direct impact on their daily lives (up 2 percentage points from 2024). More alarmingly, 59% of citizens believe that their country is fragmented, or even beset by deep social fractures (up to 77% in France and 65% in the United States).

The insurers' key role in driving the development of new solutions

 In the face of increasingly interconnected risks (climate change, cybersecurity, geopolitical instability, artificial intelligence...), the report reveals a paradox: while 77% of experts call for global solutions, governments favor risk-by-risk specific responses. In this context, the insurance sector is emerging as a key player:

• 89% of experts and 72% of the general population believe that its role will be decisive in managing emerging risks (compared with only 61% for national authorities).
• Trust in insurers to mitigate the impact of a new crisis is increasing (+3 percentage points since 2021).
• 86% of experts and 84% of the general population say that the most worrisome risks could be partially avoided through prevention measures.

Hope remains among those surveyed

Despite a stressful context, 72% of citizens reject sacrificing democracy for greater efficiency, and 69% defend unrestricted freedom of expression. These social cohesion values are essential to underpin risk management and mitigation efforts.