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Integrated Report 2023

Unlock the Future

The world changes and new risks emerge. As an insurer, we have a responsibility to do more. We must try harder. The journey may be long, but we’ve already started to take action. Everyone should have the right to be hopeful about the future. In this new edition of our Integrated Report, "Unlock the Future", we share with you AXA's vision, initiatives and ambitions.

Message from Thomas Buberl

CEO of AXA Group

We have sharply refocused

The notion of risk is taking on a new dimension. Given all these transformations and challenges, insurers are at a crossroads. Our role is to anticipate and analyze the changes to create the best protection solutions for our customers’ constantly evolving needs.

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Frédéric de Courtois

Group Deputy Chief Executive Officer, in charge of Finance, Operations, Strategy, Risk and Underwriting

Unlock the Future is not a revolution but an ambitious evolution. It is aimed at unleashing our energy, widely applying our knowledge, and pushing the boundaries of our expertise to new risks and segments of the population. So, it is an investment plan: in technology, but also in employee training and network development.

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