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4

August 2011

Half Year 2011 Earnings Release

Starting time: 11:00 AM CEST

Ending time: 2:00 PM CEST

Henri de Castries

Chairman & Chief Executive Officer of AXA (2000-2016)

AXA teams have achieved an excellent performance in the first half of 2011 with resumed earnings growth

Half year 2011 Earnings - In line with Ambition AXA

Strong earnings growth

  • Underlying Earnings up 10% to Euro 2.2 billion
  • Adjusted earnings up 7% to Euro 2.4 billion
  • Net Income quadrupled to Euro 4.0 billion

Substantial increase in new business profitability

  • Life & Savings NBV margin up from 21% to 26%
  • Property & Casualty current year combined ratio down 3.8 pts to 99.2%

Strong sales in high growth markets with high new business margins

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