Financial operations

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Disclaimer - Financial operations - December, 2009

The following pages include information pertaining to the capital increase of AXA, which is a public offering in France, Belgium, Finland, Germany, Ireland, Italy, Luxembourg, the Netherlands, Spain, Sweden, the United Kingdom and Switzerland.

This website and the documents and other information contained herein are not intended for, and may not be accessed by, or distributed or disseminated to, persons resident or physically present in the United States of America (including its territories and possessions, the "United States"), Canada, Japan or Australia and do not constitute an offer to sell or the solicitation of an offer to buy or acquire, any shares, rights or other securities of AXA in the United States, Canada, Japan or Australia or to, or for the account or benefit of, any person resident in Canada, Japan or Australia, including any corporation or other entity organized under the laws of Canada, Japan or Australia.

The shares, rights, or other securities of AXA referred to on this website have not been and will not be registered under the U.S. Securities Act of 1933, as amended ("U.S. Securities Act"), and may not be offered or sold in the United States absent registration or an exemption from registration under the U.S. Securities Act.

Access to the documents and other information contained on the following websites may be illegal in certain jurisdictions, and only certain categories of persons may be authorized to access such information and documents.All persons residing outside of France, Belgium, Finland, Germany, Ireland, Italy, Luxembourg, the Netherlands, Spain, Sweden, Switzerland and the United Kingdom (together, the "Permitted Countries") and outside of the United States, Canada, Japan and Australia who wish toaccess the documents contained on this website should first ensure that they are not subject to local laws or regulations that prohibit or restrict their right to access this website, or require registration or approval for any acquisition of securities by them.No such registration or approval has been obtained outside the Permitted Countries.AXA assumes no responsibility if there is a violation of applicable law and regulations by any person.

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