Back to home of AXA's website

Integrated Report 2022

Protection effect - Property and casualty

With AXA XL and other AXA entities worldwide, the Group is the global leader in property and casualty (P&C) commercial lines, helping all categories of clients to manage and mitigate new and major risks.

AXA has made P&C a pillar of its transformation in recent years, and the segment now represents half of the Group’s business. Thanks to the contribution of AXA XL, the Group has become the global leader in P&C commercial lines. AXA is also a key player in P&C insurance for individuals. Driving this business is the conviction that protection needs are undergoing transformation. With its global presence and diverse expertise, AXA will be able to meet them.

AXA’s capacity for innovation will also be key. Innovation in the customer experience, thanks to digital ecosystems that simplify the customer journey and increase responsiveness. Innovation in risk anticipation and management through analysis tools and expert groups.

Leaders interview

Scott Gunter, CEO of AXA XL and Antimo Perretta, CEO of AXA Europe and Latin America

We have sharply refocused AXA’s profile on P&C

In a few years, we have sharply refocused AXA’s profile on technical rather than financial risks. Key to this transformation, the P&C business gives us better control over risks and consumes less capital. It’s also often the entry point for addressing all our clients’ protection needs and deploying our “from payer to partner” approach.

Read more

Our actions


Sheri Wilbanks: "Net-Zero transition underwriting with NZIA"

Read more

In the field

Magali Holin: "Inventing multichannel relations with our clients"

Read more

And tomorrow?

Ulrike Decoene: "Green insurance: a driver of the energy transition"

Read more

Do not miss!