Trading Underwriter – Real Estate

Experience level Experienced Hire
Job details sector Property & Casualty Insurance
Apply before 10/31/2021

At AXA UK, we’ve just picked up another incredible award for being a top place to work! We’re not only one of the Glassdoor 2021 Best Places to Work reflecting our amazing people, benefits and culture but a Times Top 50 Employer for Women as well, a reflection of our commitment to equality in the workplace.

We now have a fantastic opportunity to join the UK Commercial business as an Underwriter in our specialist Real Estate business, joining us on a full-time permanent basis as we experience an exciting growth trajectory and invest in our workforce of the future.

As part of our new smart working strategy at AXA UK, the Real Estate Underwriter position can be performed as a hybrid role working 2 or 3 days a week from home or 2 or 3 days from our office in the City of London. We are very happy to talk flexible working. (If you are applying from outside of the London area, travel into the office would be 2 days per week).


About the Real Estate Underwriter Role

AXA are one of the lead insurers for Real Estate clients, working with specialist brokers, that place their business through the vibrant London Market.

As a Real Estate Underwriter, we are looking for candidates who can help us achieve our long-term ambitions to combine technical excellence with innovate client solutions.

Your role will be to deliver on financial targets through profitable underwriting of risks and developing partnerships with our key brokers. This will require a desire to build face-to-face London Market relationships.

You will underwrite new and existing business in line with AXA’s established underwriting practices and governance framework, using the full range of appetite, tools and client propositions available; and you will need a strong knowledge of technical and trading underwriting, particularly Property bias.

You will need to be an experienced Property Underwriter and/or have a strong passion for the Real Estate sector. You will be self-motivated, and comfortable managing your own workload; this is imperative as you will need to operate at a strategic level, personally and actively influencing our approach and future direction.


Diversity & Inclusion

At AXA Insurance, we believe that a culture of inclusion and diversity is critical to our business and regardless of our differences, we all have something to bring to the table. We recognise that diversity means we can attract the greatest talent, to harness and develop individual skills and create a brilliant place to work. AXA believes a happy and engaged workforce that strives to celebrate diversity, enables us to be the very best we can be for all our customers.

With a strong Diversity and Inclusion agenda that goes beyond just focusing on the Protected Characteristics of the Equality Act 2010, we really want to achieve a culture where everybody can bring 100% of themselves to work. After all, different people working together make an organisation more dynamic and stronger. It's key to sustaining our competitive advantage, today and in the future.


This position has been defined as an Insurance Distribution Directive (IDD) role under the IDD regime which means that in addition to pre-employment screening checks, the successful candidate will be subject to background screening every 4 years with an annual declaration in interim years.

We are an Equal Opportunities Employer. AXA is proud to support the needs of our employees and as such understands everyone has individual work and home life responsibilities. We are therefore happy to discuss flexible working arrangements for this role, should this be a requirement for you.

Who are we looking for?

This role is ideal for an individual who has a thorough understanding of Property underwriting market and a desire to work within the London Market with a focus on specialist Real Estate broker and clients. Working efficiently, you will have a strong trading capability, with a solid commercial awareness and understand the urgency the role commands. We are looking for candidates with a willingness to always go the extra mile, looking at ways to improve processes to progress forward and the ability to juggle priorities.

You will embrace decision making within your own personal underwriting authority which will require good negotiation skills and the maintaining of strong broker relationships.


Further Skills / Qualifications:

  • Pragmatic decision maker with good analytical and numerical reasoning skills.
  • Sound knowledge of legislative and regulatory requirements for insurance (including treating customers fairly).
  • Proven experience in decision making on a wide range of technical underwriting scenarios within a Commercial environment.
  • Excellent risk assessment and risk management skills.
  • Strong level of technical underwriting expertise in a composite insurance environment (non-package).

With a presence in over 60 countries, and 165,000 employees serving the needs of 107 million customers, AXA is big.


But never too big to care for every single person who works here.  So when you join us, we promise to put our collective might behind you and your career.


You’ll work in an open and supportive environment where you’ll be developed, challenged and encouraged to move around to achieve even bigger and better things – nationally and internationally. You’ll learn directly from senior leaders, from the best in our business. And you’ll enjoy real responsibility, really early on.


Every large company today talks about supporting diversity and inclusion. But at AXA UK, these values form an integral part of everything we do. For us, it’s about bringing together the best talent, helping people to realise their full potential by being 100% themselves at work and delivering outstanding service to everyone – regardless of difference. 

Proud to be part of the AXA Group, a global insurance brand and a worldwide leader in financial services, AXA Insurance businesses employ over 5,500 in a network of offices across the UK. Our expert teams care for a huge range of customers, helping them protect their cars, homes and businesses against life’s uncertainties. Whether bought directly, through brokers or through a number of corporate partners, our market-leading products are trusted by millions.


At AXA UK, we’re appreciative of the people who work for us and our rewards package is reviewed regularly to reflect that. You can expect to receive:
•    Competitive annual salary 
•    Annual performance/company bonus and salary 
•    23 days annual leave plus Bank Holidays 
•    3 days annual voluntary/charity leave
•    Special leave for emergencies/bereavement/family planning
•    Opportunity to buy up to 5 extra days leave or sell up to 3 days leave
•    Enhanced parental leave 
•    Contributory pension scheme (up to 12% employer contributions)
•    Access to Thrive mental health app
•    Access to AXA Doctor at Hand video/phone GP appointments 
•    Free online fitness classes
•    Life Cover (up to 10 x annual salary)
•    Free LinkedIn Learning
•    Professional qualifications support
•    Flexible benefit options and multiple local and national discounts

If you’ve the drive and passion to succeed and are looking for an opportunity within an award-winning company, this  Underwriter role with AXA is for you. 
To discuss this role or find out more information, please contact our dedicated In-House Recruitment Expert, Harriet Griffiths at 

At AXA, we’re proud to be committed to equal opportunities and welcome applications from all backgrounds.