Mr. Jean-Louis Laurent Josi holds a Degree and Master in Administration and Management and a postgraduate degree in actuarial sciences from the Université Catholique de Louvain (Belgium) and a MBA from the College of Insurance in New York (USA). Mr. Jean-Louis Laurent Josi began his career at Winterthur-Europe Assurances s.a. in 1997 as Head of Retail Life Product Management. In 1999, he was Managing Director and Chief Operating Officer of a Belgian bank (RealBank s.a. / Keytrade Bank s.a - first Belgian only Internet bank with online trading). From 2003 to 2005, he was Chief Executive Officer and Managing Director of FinShop s.a. (a company comparing on the Internet mortgages from several banks). He was then, from 2005 to 2006, Head of Retail and SME Insurance & member of the Executive Committee of Winterthur-Europe Assurances s.a. Mr. Jean-Louis Laurent Josi joined the AXA Group with Winterthur's integration in 2006 to manage as a member of the Executive Committee of AXA Belgium's multi-distribution activity. From 2008 to 2011, he was appointed Chief Executive Officer of AXA Gulf and Middle East. Then from 2011 to 2015, he was Chief Executive Officer of AXA Japan Life and was appointed member of the AXA Executive Committee. Since March 2015, Mr. Jean-Louis Laurent Josi has been appointed Chief Executive Officer of AXA ASIA and joined the AXA Group Management Committee.