Commitments to shareholders

In relation to its shareholders, AXA is committed to achieving operating performance levels that are among the best in its industry and providing them with complete and transparent information.

1) Operating performance levels ranking among the best in the industry

AXA uses three main quantified indicators selected for their relevance in terms of tracking its various financial protection activities:

  • Improvement in the combined ratio on property and casualty insurance (sum of general expenses and claims divided by premiums)
  • Increase in the new business contribution on life insurance (value of future earnings on new policies).
  • Improvement in the general expenses ratio on asset management.
  • Growth in the Group's underlying earnings.

2) Comprehensive and transparent information

AXA is committed to providing its individual and institutional shareholders with all relevant information, drawing on a range of tools enabling it to reach all of its shareholders.