AXA Group

• Elected on April 22, 2008 - Term expires at the 2012 Shareholders' Meeting
• First elected to the Board in April 22, 2008
• Number of AXA shares and/or AXA ADR held on December 31, 2007: 22,786 plus 404 units held in the 401(k) Plan of AXA Equitable

As of December 31, 2007

• 1981 - 1987: Assistant Counsel to New York Governors Carey and Cuomo
• August 1987 - March 1995: First Deputy Superintendent of Insurance of the New York Insurance Department
• January 1990 - June 1990: Acting Superintendent of Insurance of the New York Insurance Department
• May 1995: Joined The Equitable, predecessor to AXA Equitable as Vice President & Associate General Counsel
• Since September 1999: Senior Vice President & Associate General Counsel AXA Equitable (United States)

• Fordham Law School, New York, NY J.D.
• Associate Editor Fordham Law Review
• Allegheny College, Meadville, PA B.A.
• Magna Cum Laude, Phi Beta Kappa

Senior Vice President & Associate General Counsel

AXA Equitable (United States): Employee of AXA Equitable, responsible for the Government Relations function representing the Company's legislative and regulatory positions before U.S. Congress, state legislatures, state insurance departments, state and national trade associations and other external audiences (manages 6 persons)

Not applicable