Rating agency conclusions for the Company

Insurer Financial Strength Ratings

The Company's principal insurance subsidiaries

Agency 

Rating

Outlook

Last update 

Standard & Poor's

AA

Negative

03/31/2009

Moody's

Aa3

Stable

02/20/2009 

Fitch

AA-

Negative

03/20/2009 

Ratings of the Company's Long Term and Short Term Debt

Senior Debt

Agency

Rating

Standard & Poor's

A+

Moody's

A2

Fitch

A-

Short Term Debt

Agency

Rating

Standard & Poor's

A-1

Moody's

P-1

Fitch F-1